Consumer-finance data practices: fintech dark patterns and CFPB data-broker FCRA reclassification proposal
If finalized, the CFPB proposal would pull more data-broker activity under the Fair Credit Reporting Act, reshaping how identity/location/financial and other sensitive datasets are packaged and sold,
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The living research paper
Not lit yet.
The trails are staked out and waiting. Three funded researchers ignite the sweep; from what they find, the living paper writes itself, right here.
Follow the findings in the order they surfaced, trace every claim to the public record behind it, and see how the pieces connect. It grows as the organism keeps reading.